Life Cover

Life Cover protects you, your future and your family. Life Cover will provide a tax-free cash sum if you die or develop a Terminal Illness during the cover term of your policy. This can be used for a number of years after to help replace lost income or pay off a large debt such as your Mortgage.

Life Cover helps to protect your loved ones financially in the event of your death. Life Cover is designed to pay out a cash sum if you die or are diagnosed with a Terminal Illness usually with a life expectancy of less than 12 months, during the length of the policy. 


This payout can be used to help pay the Mortgage or help protect the family's lifestyle and everyday living expenses.

Every family has a different set-up, so consider your personal circumstances. If you’re a homeowner, you may want to take out life insurance to cover the length of a Mortgage; for example, 25 years. If you have a family, could your loved ones afford things like childcare, educational costs and daily living expenses?


You may want to think about your annual salary multiplied by the number of years your family will be financially dependent on you. Think about the amount of money your family would need to maintain their lifestyle and cover things like everyday living expenses.

Life Cover costs vary according to how much cover you need, your age, and other factors such as your health history. To get a more accurate idea of how much your cover could cost send us a message using the form below and we will get straight back to you.

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